NZ AIP Property Development Fund

The Active Investor Plus Fund NZ is structured to align with New Zealand’s immigration investment framework while supporting property-backed development activity.

Investment Parameters

 

  • Target Return: 8-10%
  • Investment type: Development and construction lending
  • Security: Property-backed lending structures
  • Structure: AIP-aligned managed investment

Investment Objective

 

  • Preserve investor capital
  • Deliver stable, risk-adjusted returns
  • Support New Zealand economic activity
  • Maintain alignment with AIP requirements

How the Fund Operates

 

  • Capital pooled within a managed fund structure
  • Deployed across multiple property-backed loans
  • Focus on development and construction activity
  • Managed by Torrent Securities Limited

Suitability

 

  • This fund is suitable for:
  • Offshore investors
  • AIP applicants
  • Investors seeking stable, asset-backed exposure

Purpose of Investment

 

  • Support New Zealand economic growth through property development and construction activity
  • Contribute to the delivery of new residential, commercial, and mixed-use projects
  • Facilitate the efficient allocation of capital into productive real-economy investments
  • Support employment and supply chain activity within the construction sector
  • Provide structured funding solutions for well-defined development projects
  • Align investor capital with long-term economic and infrastructure outcomes

How to Invest

The first step is to review the Active Investor Plus programme requirements via the New Zealand Trade & Enterprise website: https://www.investnewzealand.govt.nz. Once familiar with the programme, you can contact Torrent Securities Limited to discuss how the NZ AIP Property Development Fund may align with your investment objectives. Investors should also obtain independent immigration advice to support their application.

Frequently Asked Questions

The NZ AIP Property Development Fund is structured to align with the requirements of New Zealand’s Active Investor Plus visa.

In summary, investors seeking residency through this programme are required to meet the following key criteria:

- Minimum Investment
- Acceptable Investment
- Investment Term
- Growth Category: Minimum NZD $5 million invested for at least 36 months
- Balanced Category: Minimum NZD $10 million invested for at least 60 months
- Investment must be made in New Zealand, in New Zealand dollars, and not for personal use
- Funds must be invested into acceptable investment categories, including managed funds and property development activities
- Investments must be maintained for the full required period (typically 3–5 years depending on category)
- Evidence of continued investment must be provided during the investment term
Applicants Must Also:
- Demonstrate that investment funds have been lawfully earned
- Meet health and character requirements
- Satisfy relevant immigration criteria as assessed by Immigration New Zealand

Time in New Zealand
- Growth Category: typically a minimum of 21 days over 3 years
- Balanced Category: typically a minimum of 105 days over 5 years

Important Note
- Final eligibility for residency is determined by Immigration New Zealand. Investors should seek independent immigration advice to confirm suitability and requirements.
Loans are typically secured by first registered mortgages over New Zealand property, with conservative loan-to-value ratios and structured lending parameters.
Loan terms are generally short to medium-term, typically ranging from 6 to 18 months.
Returns are generated through interest income on property-backed lending, with pricing reflecting the risk profile and structure of each transaction.
Investors are required to complete subscription documentation, provide wholesale investor certification, and satisfy applicable anti-money laundering (AML) and identity verification requirements.
Anti-money laundering (AML) and identity verification requirements are completed as part of the onboarding process. Torrent Securities works with external providers, including AML Solutions, to facilitate this process efficiently and in accordance with regulatory requirements.
Prospective investors are encouraged to contact Torrent Securities Limited to discuss suitability and receive further information, including the Information Memorandum.
All investments carry risk, and property-backed lending is no exception. The Fund operates within defined investment guidelines designed to manage and mitigate risk, including conservative loan-to-value ratios, first mortgage security, and structured credit assessment processes. While these measures are intended to reduce risk, they do not eliminate it, and investors should consider the nature of the investment and seek independent advice where appropriate.

Contact us for further information

 

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