Investment Parameters

The Property Credit Fund NZ provides structured access to property-backed lending opportunities across development, construction, and bridging transactions.

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Investment Parameters

 

  • Target Return: 8-10%
  • Security: First registered mortgages
  • Lending focus: Development, bridging, and commercial property
  • Loan terms: Typically 6-18 months

Investment Strategy

 

The fund identifies and structures lending opportunities across the New Zealand property market, focusing on well-defined exit strategies and appropriate risk-adjusted returns.

Income Profile

 

  • Interest-based returns
  • Regular income distributions (where applicable)
  • Short duration compared to traditional property investment

Risk Management

 

  • Conservative loan-to-value ratios
  • Independent property valuations
  • Detailed borrower ree diligence
  • Active monitoring of all loans

Suitability

 

  • This fund is suitable for:
  • Wholesale investors
  • High net worth individuals
  • Family offices and professional investors

How To Invest

Investment in the NZ Property Credit Fund is available to eligible wholesale investors (as defined under the Financial Markets Conduct Act 2013). The process typically involves an initial discussion to confirm suitability, followed by the provision of the Information Memorandum and supporting documentation. Investors are then required to complete subscription documentation and satisfy applicable anti-money laundering (AML) and identity verification requirements, after which capital is committed and deployed in accordance with the fund’s investment strategy.

Frequently Asked Questions

Investment is limited to eligible wholesale investors, as defined under the Financial Markets Conduct Act 2013.
Loans are typically secured by first registered mortgages over New Zealand property, with conservative loan-to-value ratios and structured lending parameters.
Loan terms are generally short to medium-term, typically ranging from 6 to 24 months.
Returns are generated through interest income on property-backed lending, with pricing reflecting the risk profile and structure of each transaction.
Investors are required to complete subscription documentation, provide wholesale investor certification, and satisfy applicable anti-money laundering (AML) and identity verification requirements.
Anti-money laundering (AML) and identity verification requirements are completed as part of the onboarding process. Torrent Securities works with external providers, including AML Solutions, to facilitate this process efficiently and in accordance with regulatory requirements.
Prospective investors are encouraged to contact Torrent Securities Limited to discuss suitability and receive further information, including the Information Memorandum.
All investments carry risk, and property-backed lending is no exception. The Fund operates within defined investment guidelines designed to manage and mitigate risk, including conservative loan-to-value ratios, first mortgage security, and structured credit assessment processes. While these measures are intended to reduce risk, they do not eliminate it, and investors should consider the nature of the investment and seek independent advice where appropriate.

Contact us to discuss current opportunities

 

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